Clients Come First
Independent Health Insurance Broker
As principal agent for Light the Way Health Insurance, Audrey aims to keep the focus on the client. Her goal is to ensure that you, her client, understand your options, have all your questions answered, and feel confident in your decisions.
Audrey’s favorite thing is to simplify complicated ideas so clients can make good decisions and then return their focus to living their lives.
Audrey Southwick
Owner
Audrey has a heart for learning, and for growth, both personal and professional. She is involved with Rotary of Albany, BNI’s Hub City Mastermind, Senior Services Network, Mid Valley Gleaners, and the Church of Jesus Christ of Latter-Day Saints.
Audrey and her husband Rusty have lived in Albany since 1997. They have 8 amazing children and, including spouses and grandchildren, now share their lives with 15 people and two cats. Family and faith are the keys to their happiness.
FAQs
Frequently Asked Questions
You have questions about health insurance and Medicare. Most people do. Let me help you find the answers so you can have confidence in your decisions.
Almost anyone can enroll during Open Enrollment each year, from Nov. 1st – Dec. 15th to start coverage on January 1st OR from Dec. 16th – Jan. 15th to start coverage on February 1st. If you miss that window, you need to wait until the next year’s Open Enrollment UNLESS you qualify for a Special Enrollment Period – because you move, or you lose your coverage, or have a major life change.
No. All our services are at no cost to you, the client. We love to answer your questions!
You do not. Part A (which covers inpatient medical) starts automatically when you turn 65 (or after 24 months of disability) and costs $0/mo. But clients often need to apply for Part B (which covers outpatient medical). Whether you do or not depends on your situation and on what is best for you.